Wow two Days in a Row

Hard to believe.  This is the second day in a row I have made a journal entry.  I almost went to bed before deciding to come here and make Tuesday's entry.  Now I wish I had went on to bed.  Sitting here thinking about it, I think I will wait and finish this in the morning.  I truly need to go to bed.  This is Wednesday morning.  Falling behind once more.  Oh well such is life.  I am going to let the comments below be my journal entry for Tuesday. Short but sweet.

Not a whole lot went on today.  One exciting thing though, I went and sent in the last payment on the subsidy on the house today.  As soon as the money reaches the USDA-RD the house is free and clear.  That is according to the USDA.  We should receive our deed in the mail hopefully soon.  I think that is correct on when you get your deed.  There should be a letter or receipt for the last payment sent to us and then I do believe the deed should follow.  I have been meaning to look that up. One thing though, we borrowed the money from the bank to pay off the house.  We still have a loan to repay and the collateral isn't our house.  That is a good thing.  If for some reason we can't repay the loan we won't loose our home.  We borrowed money to pay off our current loan and pay off the subsidy on the house.  With the combined amount owed in three years all will be paid for.  Our payments are about 20 dollars lower than our current loan.  That is a good thing also.  It is also a lower payment of about $232 than our house payment.  In the long run, we are having extra money to pay the rest of our bills with. Praise God.

On to the next journal entry.

God Bless
*Starlight*

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